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![Mortgage notes vs. Stocks](https://static.wixstatic.com/media/nsplsh_5234303171775468773777~mv2.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/nsplsh_5234303171775468773777~mv2.webp)
Eric Scharaga
Apr 14, 20219 min read
Mortgage notes vs. Stocks
I want to make it clear that I’m not in favor of mortgage loans replacing traditional investments in an investor’s portfolio. Every...
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![30 Reasons NOT to Buy Rental Properties as Investments](https://static.wixstatic.com/media/1409f4_57056e1154b64c9b952583369d9e8d33~mv2.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/1409f4_57056e1154b64c9b952583369d9e8d33~mv2.webp)
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![How do Mortgage Notes Compare with Stocks, Bonds, and Annuities?](https://static.wixstatic.com/media/11062b_e5cad53aacd84f7c9af5a3739d48968c~mv2.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/11062b_e5cad53aacd84f7c9af5a3739d48968c~mv2.webp)
Eric Scharaga
Nov 25, 202015 min read
How do Mortgage Notes Compare with Stocks, Bonds, and Annuities?
I want to make it clear that I’m not in favor of mortgage loans replacing traditional investments in an investor’s portfolio. Every...
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![Mortgage Loans and a 401k or IRA: Creating a Perfect Synergy](https://static.wixstatic.com/media/11062b_3446855893d64670b0e766ce23eb000d~mv2.jpeg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/11062b_3446855893d64670b0e766ce23eb000d~mv2.webp)
Eric Scharaga
Nov 25, 202028 min read
Mortgage Loans and a 401k or IRA: Creating a Perfect Synergy
Selecting Your IRA Since their introduction in 1974, individual retirement accounts (IRAs) have proved a formidable tool in the effort to...
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![How Volatility Ruins Retirement-A Special Report](https://static.wixstatic.com/media/1b6426a353dc42a08e864660ae82d1a1.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/1b6426a353dc42a08e864660ae82d1a1.webp)
Eric Scharaga
Nov 24, 202017 min read
How Volatility Ruins Retirement-A Special Report
The Current Volatility Crisis For risk-averse investors, 2020 has been a rough year. After watching the Dow Jones Industrial Average...
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![SPECIAL REPORT: Examining Bonds and Mortgage Funds](https://static.wixstatic.com/media/e55b24370d50452987eb5c86568e1d3b.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/e55b24370d50452987eb5c86568e1d3b.webp)
Eric Scharaga
Nov 15, 202011 min read
SPECIAL REPORT: Examining Bonds and Mortgage Funds
Bonds in 2020 Facing a COVID-19–created liquidity crisis, the bond market in 2020 looks different from prior years. No longer offering...
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![What is the Traditional Banking Model?](https://static.wixstatic.com/media/1409f4_df8561d845e7414582e93358d4b05777~mv2.png/v1/fill/w_285,h_86,fp_0.50_0.50,q_95,enc_auto/1409f4_df8561d845e7414582e93358d4b05777~mv2.webp)
Eric Scharaga
Nov 10, 20204 min read
What is the Traditional Banking Model?
Leveraging the Traditional Banking Model In a post-Great Recession world, banks are leaders in safe lending. With the introduction of the...
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![What is the Secondary Mortgage Market?](https://static.wixstatic.com/media/94387ac4a64f477a8a9aa8d1f657d20f.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/94387ac4a64f477a8a9aa8d1f657d20f.webp)
Eric Scharaga
Nov 9, 20205 min read
What is the Secondary Mortgage Market?
While both banks and mortgage loan investors own loans and count on monthly loan income for profits, the mortgage loan investing business...
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![What is a Partial Note Purchase?](https://static.wixstatic.com/media/ad7f3e_22e70ac5819e45c299a91e4bcc45af6e~mv2.png/v1/fill/w_282,h_49,fp_0.50_0.50,q_95,enc_auto/ad7f3e_22e70ac5819e45c299a91e4bcc45af6e~mv2.webp)
Eric Scharaga
Nov 9, 20204 min read
What is a Partial Note Purchase?
What if you’re not ready to purchase a whole loan? A partial is the answer. Whether you’re concerned about concentrating that much...
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![Why I Love Buying Loans In Active Bankruptcy](https://static.wixstatic.com/media/20d96b8914684d518f06a78461f89cca.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/20d96b8914684d518f06a78461f89cca.webp)
Eric Scharaga
Nov 6, 20204 min read
Why I Love Buying Loans In Active Bankruptcy
What if some of your preconceived fears and assumptions about mortgage loan investing just weren’t true? Many of my original beliefs...
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![What is a Reperforming Loan?](https://static.wixstatic.com/media/9db692c173054457a16879a1ffbc976c.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/9db692c173054457a16879a1ffbc976c.webp)
Eric Scharaga
Nov 6, 20203 min read
What is a Reperforming Loan?
Financial institutions originate billions in loans each year, yet foreclosure numbers average less than 1 percent.[1]Within that gap lies...
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![Evaluating the Risks of Mortgage Note Investment](https://static.wixstatic.com/media/efb09080cfef493da4eb168a5098ff1a.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/efb09080cfef493da4eb168a5098ff1a.webp)
Eric Scharaga
Nov 5, 20209 min read
Evaluating the Risks of Mortgage Note Investment
Homeowners should be a part of your investment portfolio Risk is a part of every investment experience. There are no investments that are...
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![Are you confident you can double your portfolio within 8 years?](https://static.wixstatic.com/media/1409f4_15652bd036e04f14870a68a05ba4d99f~mv2.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/1409f4_15652bd036e04f14870a68a05ba4d99f~mv2.webp)
Eric Scharaga
Nov 5, 20202 min read
Are you confident you can double your portfolio within 8 years?
What the Rule of 72 tells us about our expectations for our investment portfolio Compounding and the Rule of 72 If you are getting...
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![Downsides of Mortgage Loan Investing (Or Are They?)](https://static.wixstatic.com/media/c42b4817cc2d461b5eaa9ca1b78b8719.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/c42b4817cc2d461b5eaa9ca1b78b8719.webp)
Eric Scharaga
Nov 5, 20205 min read
Downsides of Mortgage Loan Investing (Or Are They?)
Every investment has risks, limitations, and drawbacks that impact its appropriate level of asset allocation in each investor’s...
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![A Glossary of Mortgage Loan Investing Terms](https://static.wixstatic.com/media/11062b_d08a90c04c0e4ffeb9441f594f64546a~mv2.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/11062b_d08a90c04c0e4ffeb9441f594f64546a~mv2.webp)
Eric Scharaga
Nov 5, 20206 min read
A Glossary of Mortgage Loan Investing Terms
Alternative investments don't need to be confusing. Not a mortgage broker; a mortgage investor. Accredited investor: Investor that is...
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![Comparison Graphic: Real Estate Investing vs. Mortgage Note Investing: Portfolio Management](https://static.wixstatic.com/media/1409f4_b1f2fac8ec8e42a78b8e606042dc7b14~mv2.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/1409f4_b1f2fac8ec8e42a78b8e606042dc7b14~mv2.webp)
Eric Scharaga
Nov 5, 20201 min read
Comparison Graphic: Real Estate Investing vs. Mortgage Note Investing: Portfolio Management
Common sense investing for building wealth tells us that the preferred alternative investment is clear. Since 2013, real estate has been...
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![How I Became the Burned Out Landlord](https://static.wixstatic.com/media/1409f4_979d9fd2df90417498593c486097d698~mv2.jpg/v1/fill/w_273,h_185,fp_0.50_0.50,q_90,enc_auto/1409f4_979d9fd2df90417498593c486097d698~mv2.webp)
Eric Scharaga
Nov 5, 20205 min read
How I Became the Burned Out Landlord
Real Estate's Biggest Risks are sometimes less obvious Real estate investment wasn’t on my radar until 2001 when I read Rich Dad, Poor...
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![What IS Mortgage Note Investing?](https://static.wixstatic.com/media/aedf3dceccd24a0ca6c446113a3c127b.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/aedf3dceccd24a0ca6c446113a3c127b.webp)
Eric Scharaga
Nov 5, 20203 min read
What IS Mortgage Note Investing?
Mortgage investing for beginners-is a mortgage an investment? Note investing has provided me with a level of financial freedom I failed...
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![Why I Buy both First and Second Liens](https://static.wixstatic.com/media/1409f4_329c3384f5274d15a4d459d07f469f86~mv2.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/1409f4_329c3384f5274d15a4d459d07f469f86~mv2.webp)
Eric Scharaga
Oct 22, 20205 min read
Why I Buy both First and Second Liens
Both are great investments, for different reasons. When buying a loan, investors can choose whether to buy a lien in the first or second...
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![Misconceptions About Investing in Mortgage Loans](https://static.wixstatic.com/media/1409f4_3a4f604729674de08e1f88f3fda2923f~mv2.jpg/v1/fill/w_292,h_219,fp_0.50_0.50,q_90,enc_auto/1409f4_3a4f604729674de08e1f88f3fda2923f~mv2.webp)
Eric Scharaga
Oct 22, 20202 min read
Misconceptions About Investing in Mortgage Loans
You don't need to be a huge bank to profit like a bank The ability to buy and sell mortgage notes is not just limited to banks and...
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